We start with a thorough assessment process aimed at understanding our partners’ existing coverage, main concerns & future requirements. This process allows us to tailor the right coverage and terms and fit them to their needs accordingly
Spreading knowledge and continuously proving awareness levels will ensure that our staff and partners are as familiar as possible with all insurance and risk related matters, which in turn will guarantee higher efficiency and better outcomes
We at SIB love risks and enjoy taking care of them. We analyze and categorize them, and accordingly design impeccable strategies to manage them. We subsequently monitor those strategies to guarantee flawless efficacity and optimal results
We at SIB strongly believe in teamwork and promoted not only internally but also amongst the various players operating in the market. We work closely with our partners, insurance companies, fellow brokers for the best of the market’s interests
Whatever the purpose of communicating is, we make sure we deliver all messages to our partners timely and concisely this involves scrutinizing all texts and documents, then delivering, going throw and explaining them to our partners
We at SIB we believe that simplicity and clarity are keys to any successful partnership. We therefore engaged with our partners with a whole set of languages ranging from Arabic to English, Urdu, German, French and the most important of all: the insurance language
Everything we do with our partners, we do it with an eye on the future. We ensure our mutual interests are preserved and our ambitions are met and achieved
As with all our business relationships, full transparency is the rock on which we build the strongest possible ties and connections with all our partners
We work closely and in full harmony with all our partners to ensure full implementation, and continuous enhancement, of the agreed KPIs and targeted OKRs
In cooperation with our partners, we organize and attend Awareness Sessions to help us all efficiently manage and continuously improve our performances and partnership
We exchange monthly reports with our partners on the performance and growth of our partnerships and suggest, continuously, means to improve and consolidate them
To ensure smoother workflows, we organize Expertise-Exchange programs for/with our partners providing insight into our (daily) work methodology and people
At SIB, we firmly believe that Knowledge is the key to success. That is exactly we give special attention to educating our clients
The clearer the messages exchanged and delivered, the easier it is for all parties involved to execute their roles to perfection
We provide our clients with various periodical reports on their daily transactions, claims as well as complaints made
Along with the Claims Analysis, we provide our clients with tailor-made Risk Management programs to deal with the flaws spotted in our claims analysis and ensure effective management of their risks
We analyze every single detail of the claims reported to highlight not only the financial aspect of the risk but as importantly, human, behavioral, periodical, geographical, medical and demographical aspects
Our commitments towards our clients are all channeled towards reaching the high standard we set to ourselves in providing unique and comprehensive services based on scientific KPIs and clear OKRs
| Maximum Commission Rates Permitted | الحد الأقصى للعمولات المسموح به | ||
| Classes of Business | Commission Rate | معدل العمولة | فروع التأمين |
| Accident & Liability Insurance | 15% | التأمين من الحوادث والمسؤولية | |
| Personal Accident | 15% | التأمين من الحوادث الشخصية | |
| Work Related (Workmen Compensation) | 15% | التأمين من إصابات العمل | |
| Employer’s Liability | 15% | التأمين من مسؤولية رب العمل | |
| Third Party Liability | 15% | التأمين من المسؤولية تجاه الغير | |
| General Liability | 15% | التأمين من المسؤولية العامة | |
| Product Liability | 15% | التأمين من المسؤولية الناتجة عن المنتجات | |
| Medical Liability (Medical Malpractice) | 15% | التأمين من المسؤولية الطبية | |
| Professional Liability | 15% | التأمين من المسؤولية المهنية | |
| Theft & Burglary | 15% | التأمين من السرقة والسطو | |
| Fidelity | 15% | التأمين من خيانة الأمانة | |
| Safe Burglary | 15% | التأمين على الأموال التي في الخزينة وأثناء النقل | |
| Any Other Liability | 15% | تأمينات أخرى تقع ضمن نطاق التأمين من المسؤوليات | |
| Motor Insurance – Compulsory | 2% | التأمين على المركبات – إلزامي | |
| Motor Insurance – Compulsory + Others | 15% | التأمين على المركبات – إلزامي + أخرى | |
| Property Insurance | 15% | التأمين على الممتلكات | |
| Fire Insurance | 15% | التأمين من الحريق | |
| Marine Insurance – Hull | 15% | التأمين البحري – هياكل السفن | |
| Marine Insurance – Cargo | 15% | التأمين البحري – التأمين على البضائع | |
| Aviation Insurance | 15% | تأمين الطيران | |
| Energy Insurance | 15% | تأمين الطاقة | |
| Engineering Insurance | 15% | التأمين الهندسي | |
| Other General Insurance Classes | 15% | فروع التأمين العام الأخرى | |
| Health Insurance – Compulsory | 8% | التأمين الصحي – إلزامي | |
| Health Insurance – Compulsory + Others | 10% | التأمين الصحي -إلزامي + أخرى | |
| Protection Insurance | 15% | تأمين الحماية | |
| Protection & Savings Insurance | 15% | تأمين الحماية مع الادخار | |
| Other Protection & Savings Insurance | 15% | فروع تأمين الحماية والادخار الأخر | |
| Accident & Liability Insurance | 15% | التأمين من الحوادث والمسؤولية | |
